Lendco Limited
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Lendco Limited - overview
Established
2018
Location
London, England, UK
Primary Industry
Financial Services
About
Lendco Limited is a UK-based financial services company specializing in providing Buy-to-Let Mortgages and Bridging Loans for professional property investors and intermediaries. Their focus on streamlined processes and tailored underwriting distinguishes them in the market. Lendco Limited, founded in 2018, operates out of London, UK, focusing on lending solutions for property transactions. The company was created to address the lending needs of property investors.
Its founder has a history in the finance sector, although specific previous ventures are not detailed. Lendco has completed 2 deals with its most recent deal occurring on April 13, 2026, when Cerberus Capital Management agreed to acquire the firm from Cabot Square Capital, though financial terms were not disclosed. Lendco specializes in providing Buy-to-Let Mortgages and Bridging Loans, primarily catering to professional property investors and intermediaries in the UK market. Their core offerings are designed to address common frustrations within the mortgage and bridging finance sectors, ensuring a streamlined process for clients seeking financial solutions for property transactions.
Lendco emphasizes a manual underwriting approach, assessing each application on its individual merits, thereby allowing for tailored financing options. The company aims to facilitate sensible lending decisions quickly, with a commitment to accessibility and customer service. Lendco generates revenue primarily through its lending activities, offering bespoke mortgage and bridging loan solutions that cater to a diverse clientele within the property investment sector. The company has successfully expanded its portfolio, having secured over GBP 2 bn in lending since its inception in 2018.
Lendco’s transactions typically involve loan agreements that provide financing for property purchases or developments, with clients repaying the loans over an agreed period. The company's funding is derived from long-term partnerships with global banks and institutional investment funds, supporting its lending capabilities. In April 2026, Lendco plans to leverage the backing of Cerberus Capital Management to enhance its growth strategies following its acquisition. Although specific upcoming product launches have not been disclosed, the acquisition is aimed at facilitating the expansion into new markets.
The company is likely to focus on broadening its reach within the UK property investment sector and may explore opportunities in adjacent financial services. The funding from the acquisition is expected to support these growth initiatives.
Current Investors
Cabot Square Capital, SPF Private Clients Ltd
Primary Industry
Financial Services
Sub Industries
Brokerages, Financial Services
Website
www.lendco.co.uk/
Total Amount Raised
Subscriber access only
Lendco Limited - financials
| Fiscal Year Ended | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 |
|---|---|---|---|---|---|---|---|
| Revenue (USD) | (298,301) | 190,305 | 4,048,388 | 8,713,848 | - | - | - |
| % Revenue Growth (YoY) | - | 163.8% | 2027.3% | 115.2% | - | - | - |
| EBITDA (USD) | (1,542,837) | (1,835,800) | 1,837,565 | 5,166,173 | - | - | - |
| Operating Income (USD) | (1,613,025) | (2,006,817) | 1,667,846 | 5,045,013 | - | - | - |
| Operating Margin | 540.7% | (1054.5%) | 41.2% | 57.9% | - | - | - |
| % EBITDA Margin | 517.2% | (964.7%) | 45.4% | 59.3% | - | - | - |
| NET Income (USD) | (1,356,580) | (1,659,896) | 1,267,985 | 4,086,460 | - | - | - |
| % Net Margin | 454.8% | (872.2%) | 31.3% | 46.9% | - | - | - |
Lendco Limited - deals
| Deals Type | Deal Status | Target (s) | Deal Date | Investor(s) | Seller(s) | Deal size (Mn) | Enterprise value (Mn) | Post-money valuation (Mn) | EBITDA multiple (x) | Revenue multiple (x) | Lead partner (s) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Secondary Buyout | Completed | Lendco Limited | - | ||||||||
| Joint Venture | Completed | Lendco Limited | - |
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